Wow.I didn’t know how much your credit could hurt my potencial (POTENTIAL) employment. I have gone through meny (MANY) job potencial (POTENTIAL) also. But on one has hired me. I have lost my job 09/05/2008. termated (TERMINATED). (WHO CALLED?) called me up and told me this and did not tell me why. no write ups, no verble (VERBAL) warnings. I know california (CAPITAL C) is an at will employee state but geesssss. What is going on? Quantum services didn’t even alow (ALLOW) our legial (LEGAL) amount of breaks, never recorded them, And because of them firing me , I have found it even more difficult to find a job. What now?

Learn to spell?

Thank you so much for giving me something to say when asked to sign that waiver! If a job does not involve handling money or being trusted witht tracking finances, then your credit should have nothing to do with getting a position. At one time this practice was not legal. I was surprised to discover it is back.

Contracting firms and temp agencies are a good place to start as far as credit issues. They don’t care what your credit score is – they just want to make sure you have a good work record and no big issues. Oftentimes, once an employer tries you out as a contractor for a direct-hire job, they will be more lenient if you have credit issues.

Credit card debts drop off your report after 7 years. Tax debts and student loans do not. Student loans can, with the assistance of an attorney and your particular situation, sometimes be dismissed due to hardship, but this is rare.

Checking people’s credit for a job should be prohibited. If the potential employer receives good references, and verifies the employees previous history, that should be all they are entitled to know. Somehow it seems like an invasion of privacy to have some company you may not even work for, be allowed to get into your personal life and see what debts you owe! How again is this not illegal?

Here’s a tip: In most parts of Europe higher education is free. Only in America do we pile kids under heaps of debt right out of high school, and then create laws MADE to disable the poor from even getting a job to work their way out. And then expect them to “appreciate” their “opportunity.” Right.

If you have parents/grandparents in another country, I would suggest filing for citizenship there. If you have children and can obtain duel citizenship somewhere else, I suggest doing it before they begin college. The US has turned into a slave labor camp. The laws made are creating more and more financial woes, simply because the people who need jobs aren’t allowed to GET jobs because of their poor credit. But they can’t repair their credit unti they can get a job! In the end, they’re lucky if they find even the most low paying, nothing job offered – barely min wage – where they’re forced to work for an income that barely pays rent, let alone covers the loan payments on their “education” that, in the end, they don’t even need for the job they got. Get out while you can. We have a RIGHT to be angry. Get angry – and get out. If not you, save your children now – send them away from here.